Allstate is an insurance group that sells property and casualty products, mainly auto and homeowners insurance, to households in the United States. It also offers other protection plans and products. The company earns money by collecting premiums and investing them, and it profits when premiums and investment income exceed claims and expenses. Catastrophe losses, such as storms and wildfires, can cause large swings in its results.
Over the latest twelve months the company reported revenue of $70.1 billion, and annual revenue rose by 9.6% on average across three years. A dividend is paid, with a yield of 1.7%. It carries an X-Ray Score of 57 out of 100.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
52-wk range $184.51 – $276.07Volume 3,499,900Daily, split-adjusted
Vitals
Market cap$64.2B
52-week range$184.51 – $276.07
Volume (last day)3,499,900
P/E (TTM)5.0
EBIT / EV yield–
Free-cash-flow yield19.1%
Dividend yield1.7%
Revenue (TTM)$70.1B
Net income (TTM)$13.2B
Operating margin–
Return on capital–
Debt incl. leases$7.5B
Cash & securities$840M
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$257
Fair+3.5% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is High, so the safety margin is 40%.
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Weak business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Financials peers. Open a lens to see the numbers behind it.
ValuationStrong
78/100
Cheap against its sector on earnings and cash flow.
See the numbers →
Free-cash-flow yield19.1%
Fair value vs price1.0×
GrowthFair
62/100
Growing at a typical pace for its sector.
See the numbers →
Revenue growth (3y)9.6%
Growth consistency100%
ProfitabilityWeak
27/100
Earns lower returns on its capital than most peers.
See the numbers →
Financial healthFair
55/100
Balance sheet is in typical shape for its sector.
See the numbers →
Piotroski F-Score7 / 9
DividendsFair
60/100
Dividend is typical for its sector.
See the numbers →
Dividend yield1.7%
Dividends vs free cash flow9%
Dividend growth3.8%
Quarterly results: last 6 quarters
+7.8%Mar '25
+5.8%Jun '25
+3.8%Sep '25
+5.1%Dec '25
+3.0%Mar '26
+11.8%Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $18.6B, diluted EPS $12.51.
Other Property & Casualty Insurance companies by X-Ray Score.
Fundamentals checklist
● 3 Good · ● 3 Average · ● 1 Bad
Cash quality
Earnings backed by cashBad
Free-cash-flow yieldGood
Risk models
Piotroski F-ScoreAverage
Growth
Free-cash-flow growth (3y)Good
Revenue growth (3y)Average
Growth consistencyGood
Balance sheet
Valuation
Fair value vs priceAverage
Profitability
Each check is graded against the company's sector, not a fixed number. Checklist score 62/100.
Financials
FY21
FY22
FY23
FY24
FY25
Revenue
$50.6B
$51.4B
$57.1B
$64.1B
$67.7B
Operating income
–
–
$31M
$5.8B
$13.2B
Net income
$1.5B
−$1.4B
−$316M
$4.6B
$10.2B
Operating cash flow
$5.1B
$5.1B
$4.2B
$8.9B
$10.1B
Operating margin
–
–
0.1%
9.0%
19.4%
Free cash flow
$4.8B
$4.7B
$4.0B
$8.7B
$9.9B
Diluted EPS
$5.01
$-5.14
$-1.20
$16.99
$38.06
Fiscal years, from SEC filings.
Technical summary
Daily
Bullish
11 bullish · 1 neutral · 4 bearish
Weekly
Strongly bullish
10 bullish · 1 neutral · 1 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
SMA 10
232.6
Bullish
EMA 10
235.6
Bullish
SMA 20
230.1
Bullish
EMA 20
235.6
Bullish
SMA 50
246.6
Bullish
EMA 50
240.7
Bullish
SMA 100
242.4
Bullish
EMA 100
238.6
Bullish
SMA 200
224.4
Bullish
EMA 200
228.8
Bullish
Oscillators (daily)
RSI (14)
63.33
Neutral
MACD (12, 26)
-1.92
Bearish
Momentum (12)
11.73
Bullish
Stochastic %K (14)
98.20
Bearish
Williams %R (14)
-1.80
Bearish
CCI (20)
189.2
Bearish
Pivot points (classic, last session)
S3
235.9
S2
238.5
S1
243.2
Pivot
245.8
R1
250.5
R2
253.1
R3
257.8
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
4.24 USD
Yield on today's price
1.71%
Frequency
Quarterly
Next ex-dividend date
Not announced
Ex-dividend date
Amount per share
31 Aug 2026
1.0800
1 Jun 2026
1.0800
2 Mar 2026
1.0800
1 Dec 2025
1.0000
29 Aug 2025
1.0000
9 Jun 2025
1.0000
10 Mar 2025
1.0000
29 Nov 2024
0.9200
30 Aug 2024
0.9200
31 May 2024
0.9200
1 Mar 2024
0.9200
29 Nov 2023
0.8900
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.