Ameriprise Financial Inc (AMP)
Financials · Asset Management & Custody Banks · US stock · S&P 500 component
$500.80
▼ -1.78 (0.35%)
Fair valueOvervalued
$135 −73.0% to fair value
$68fair band $95–$176$203
Day's range
$497.01 – $509.51
52-week range
$419.52 – $572.56
About Ameriprise Financial Inc
Ameriprise Financial provides wealth management, asset management and insurance and annuity products. Its network of financial advisors serves individual clients with planning, investment accounts and retirement services, while its asset management arm offers funds and strategies under the Columbia Threadneedle name. The company earns fees tied to client assets and advice, plus spread and premium income from insurance and annuity products. Market levels therefore have a strong influence on its results.
Sales came to $19.8 billion in the last twelve months, having expanded at 9.7% a year across the last three years. Its operating margin came to 25.5%. The company pays a dividend, yielding 1.3%. On the site's X-Ray Score it receives 60 out of 100. These figures describe past results and say nothing certain about the future.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
Price chart
52-wk range $419.52 – $572.56Volume 581,700Daily, split-adjusted
Vitals
Market cap$46.5B
52-week range$419.52 – $572.56
Volume (last day)581,700
P/E (TTM)12.2
EBIT / EV yield14.3%
Free-cash-flow yield17.3%
Dividend yield1.3%
Revenue (TTM)$19.8B
Net income (TTM)$3.9B
Operating margin25.5%
Return on capital–
Debt incl. leasesData missing
Cash & securities$11.2B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$135
Overvalued
−73.0% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is Medium, so the safety margin is 30%.
Price $501
Undervalued < $95Fair $95 – $176Overvalued > $176
Excess-return (bank)
$104
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Average business, priced high
Our models put fair value below today's price, so a lot of good news may already be in the price. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Financials peers. Open a lens to see the numbers behind it.
Valuation
Fair
56/100
Priced about in line with its sector.
See the numbers →
EBIT / EV yield14.3%
Free-cash-flow yield17.3%
Fair value vs price0.3×
Growth
Fair
55/100
Growing at a typical pace for its sector.
See the numbers →
Revenue growth (3y)9.7%
EPS growth (3y)9.4%
Growth consistency100%
Profitability
Fair
60/100
Returns on capital are typical for its sector.
See the numbers →
Operating margin25.5%
Financial health
Strong
73/100
Balance sheet looks strong: debt is well covered.
See the numbers →
Piotroski F-Score8 / 9
Interest coverNo interest cost
Dividends
Fair
57/100
Dividend is typical for its sector.
See the numbers →
Dividend yield1.3%
Dividends vs free cash flow8%
Dividend growth3.7%
Quarterly results: last 6 quarters
+3.6%
Mar '25
+2.2%
Jun '25
+7.3%
Sep '25
+8.6%
Dec '25
+9.0%
Mar '26
+11.6%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $5.0B, diluted EPS $11.98.
Compare with peers
APO Apollo Global Manageme...51 STT State Street Corp50 BX Blackstone Inc.49 TROW Price T Rowe Group Inc45Other Asset Management & Custody Banks companies by X-Ray Score.
Fundamentals checklist
● 7 Good · ● 3 Average · ● 1 BadCash quality
Earnings backed by cashGood
Free-cash-flow yieldGood
Risk models
Piotroski F-ScoreGood
Growth
EPS growth (3y)Average
Free-cash-flow growth (3y)Good
Revenue growth (3y)Average
Growth consistencyGood
Balance sheet
Interest coverGood
Valuation
Fair value vs priceBad
EBIT / EV yieldGood
Profitability
Operating marginAverage
Each check is graded against the company's sector, not a fixed number. Checklist score 61/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $13.4B | $14.3B | $16.1B | $17.9B | $18.9B |
| Operating income | $4.2B | $3.9B | $3.2B | $4.3B | $4.5B |
| Net income | $3.4B | $3.1B | $2.6B | $3.4B | $3.6B |
| Operating cash flow | $3.3B | $4.4B | $4.7B | $6.6B | $8.3B |
| Operating margin | 31.3% | 27.4% | 20.1% | 23.8% | 23.8% |
| Free cash flow | $3.2B | $4.2B | $4.5B | $6.4B | $8.2B |
| Diluted EPS | $28.48 | $27.70 | $23.71 | $33.05 | $36.28 |
Fiscal years, from SEC filings.
Technical summary
Daily
Neutral
6 bullish · 4 neutral · 6 bearish
Weekly
Neutral
6 bullish · 1 neutral · 5 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
| SMA 10 | 497.4 | Bullish |
| EMA 10 | 499.1 | Bullish |
| SMA 20 | 498.7 | Bullish |
| EMA 20 | 505.2 | Bearish |
| SMA 50 | 533.5 | Bearish |
| EMA 50 | 517.0 | Bearish |
| SMA 100 | 512.0 | Bearish |
| EMA 100 | 512.1 | Bearish |
| SMA 200 | 491.3 | Bullish |
| EMA 200 | 500.5 | Bullish |
Oscillators (daily)
| RSI (14) | 43.08 | Neutral |
| MACD (12, 26) | -9.50 | Bearish |
| Momentum (12) | 1.72 | Bullish |
| Stochastic %K (14) | 64.22 | Neutral |
| Williams %R (14) | -35.78 | Neutral |
| CCI (20) | 30.60 | Neutral |
Pivot points (classic, last session)
S3 482.9 | S2 489.9 | S1 495.4 | Pivot 502.4 | R1 507.9 | R2 514.9 | R3 520.4 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
6.60 USD
Yield on today's price
1.32%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 3 Aug 2026 | 1.7000 |
| 4 May 2026 | 1.7000 |
| 9 Feb 2026 | 1.6000 |
| 10 Nov 2025 | 1.6000 |
| 4 Aug 2025 | 1.6000 |
| 5 May 2025 | 1.6000 |
| 10 Feb 2025 | 1.4800 |
| 4 Nov 2024 | 1.4800 |
| 5 Aug 2024 | 1.4800 |
| 3 May 2024 | 1.4800 |
| 8 Feb 2024 | 1.3500 |
| 3 Nov 2023 | 1.3500 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
AMP SEC filings
4 Aug 2026
10-QSEC EDGAR
Quarterly report
23 Jul 2026
8-KSEC EDGAR
Results of operations
9 Jun 2026
8-KSEC EDGAR
Other events
4 Jun 2026
424B5SEC EDGAR
424B5
20 May 2026
8-KSEC EDGAR
Director or officer change; Regulation FD disclosure
7 May 2026
10-QSEC EDGAR
Quarterly report
30 Apr 2026
8-KSEC EDGAR
Shareholder vote results
23 Apr 2026
8-KSEC EDGAR
Results of operations
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.