Is Intuit Inc. (INTU) undervalued or overvalued?

Our model estimates a fair value of about $505 against a price of $325.15 (Undervalued, +55% to fair value). It blends a 10-year DCF, sector multiples and earnings-power value and is a model estimate, not advice.

What is the X-Ray Score for INTU?

Intuit Inc. has an X-Ray Score of 72 out of 100, built from valuation, growth, profitability, financial health and dividend lenses ranked against Information Technology peers.

Where does the data for INTU come from?

Financial statements come from SEC EDGAR filings, prices from exchange price feeds, and industry betas and equity risk premium from Damodaran Online (NYU Stern).

Intuit Inc. (INTU)

Information Technology · Application Software · US stock · S&P 500 component

$325.15 ▼ -5.02 (1.52%)

At close 16 Oct 2026 · USD · Volume 3,526,300

Compare with ADBE Historical data Research report SEC filings

Fair valueUndervalued

$505 +55.3% to fair value

$252fair band $353–$656$757

Day's range

$320.86 – $336.26

52-week range

$250.56 – $679.59

About Intuit Inc.

Intuit builds financial software for consumers, small businesses and accountants. Its products include TurboTax for tax preparation, QuickBooks for accounting and payroll, Credit Karma for personal finance and Mailchimp for marketing. Revenue comes from software subscriptions, transaction and payment fees, advertising and referral income, and it is concentrated around the annual tax filing season in the United States.

Intuit Inc. generated $21.4 billion in revenue during the last twelve months. The three-year revenue growth rate is 14.3% a year. Operating margin stands at 27.4%, showing profit left after running costs. Return on invested capital stands at 20%. Net debt is 0.6 times of EBITDA. A dividend is paid, with a yield of 1.5%. The X-Ray Score is 72 out of 100.

Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.

Price chart

Historical data & CSV

52-wk range $250.56 – $679.59Volume 3,526,300Daily, split-adjusted

Vitals

Market cap$90.1B

52-week range$250.56 – $679.59

Volume (last day)3,526,300

P/E (TTM)19.8

EBIT / EV yield6.3%

Free-cash-flow yield9.6%

Dividend yield1.5%

Revenue (TTM)$21.4B

Net income (TTM)$4.6B

Operating margin27.4%

Return on capital19.7%

Debt incl. leases$8.4B

Cash & securities$4.7B

Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.

Fair value estimate

$505model spread $480 – $530

Undervalued +55.3% to fair value

Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is Medium, so the safety margin is 30%.

Price $325

Undervalued < $353Fair $353 – $656Overvalued > $656

10-year DCF (market-scaled)

$458

Peer multiples

$590

Earnings power floor (not blended)

$123

Fundamentals-adjusted multiple

$466

Growth the price implies

14.4%/yr

A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.

What this means

Average business at a low price

Our models put fair value above today's price, but models can be wrong, so check the business first. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.

Before you invest · decision checklist

I understand how this company makes money Business quality is average or better ✓ 65 The price is not above fair value $505 fair value Debt looks manageable 0.6× EBITDA Revenue has been growing 14.3% a year Profits are backed by cash There are no red flags none raised I know what share of my savings this would be

Ticked boxes are filled in from our data; the rest are yours to answer.

The five-lens scan

Every score explained in one sentence, ranked against Information Technology peers. Open a lens to see the numbers behind it.

Valuation Strong

87/100

Cheap against its sector on earnings and cash flow.

See the numbers →

EBIT / EV yield6.3%

Free-cash-flow yield9.6%

Fair value vs price1.6×

Growth Fair

68/100

Growing at a typical pace for its sector.

See the numbers →

Revenue growth (3y)14.3%

EPS growth (3y)25.0%

Growth consistency100%

Profitability Fair

64/100

Returns on capital are typical for its sector.

See the numbers →

Return on invested capital19.7%

Operating margin27.4%

Financial health Fair

66/100

Balance sheet is in typical shape for its sector.

See the numbers →

Piotroski F-Score8 / 9

Net debt / EBITDA0.6×

Interest cover23.0×

Dividends Strong

73/100

Dividend is high and well covered by cash flow.

See the numbers →

Dividend yield1.5%

Dividends vs free cash flow16%

Dividend growth14.9%

Quarterly results: last 6 quarters

+15.1%

Apr '25

+20.3%

Jul '25

+18.3%

Oct '25

+17.4%

Jan '26

+10.4%

Apr '26

+13.7%

Jul '26

Revenue against the same quarter a year earlier. Latest quarter revenue $4.4B.

Compare with peers

ADBE Adobe Inc.77 FICO Fair Isaac Corp70 ADSK Autodesk, Inc.67 PLTR Palantir Technologies...60

Other Application Software companies by X-Ray Score.

Fundamentals checklist

● 8 Good · ● 7 Average · ● 0 Bad

Cash quality

Earnings backed by cashGood

Free-cash-flow yieldGood

Risk models

Altman Z''Average

Piotroski F-ScoreGood

Growth

EPS growth (3y)Good

Free-cash-flow growth (3y)Average

Revenue growth (3y)Good

Growth consistencyGood

Balance sheet

Current ratioAverage

Net debt / EBITDAAverage

Interest coverAverage

Valuation

Fair value vs priceGood

EBIT / EV yieldGood

Profitability

Return on invested capitalAverage

Operating marginAverage

Each check is graded against the company's sector, not a fixed number. Checklist score 70/100.

Financials

	FY22	FY23	FY24	FY25	FY26
Revenue	$12.7B	$14.4B	$16.3B	$18.8B	$21.4B
Operating income	$2.6B	$3.1B	$3.6B	$4.9B	$5.9B
Net income	$2.1B	$2.4B	$3.0B	$3.9B	$4.6B
Operating cash flow	$3.9B	$5.0B	$4.9B	$6.2B	$8.8B
Operating margin	20.2%	21.9%	22.3%	26.1%	27.4%
Free cash flow	$3.7B	$4.8B	$4.7B	$6.1B	$8.7B
Diluted EPS	$7.28	$8.42	$10.43	$13.67	$16.46

Fiscal years, from SEC filings.

Technical summary

Daily

Bullish

9 bullish · 1 neutral · 6 bearish

Weekly

Neutral

5 bullish · 1 neutral · 6 bearish

Monthly

Strongly bearish

0 bullish · 1 neutral · 7 bearish

Moving averages (daily)

SMA 10	304.8	Bullish
EMA 10	308.0	Bullish
SMA 20	292.4	Bullish
EMA 20	304.0	Bullish
SMA 50	319.7	Bullish
EMA 50	309.3	Bullish
SMA 100	304.6	Bullish
EMA 100	326.2	Bearish
SMA 200	372.0	Bearish
EMA 200	381.6	Bearish

Oscillators (daily)

RSI (14)	61.30	Neutral
MACD (12, 26)	1.42	Bullish
Momentum (12)	18.48	Bullish
Stochastic %K (14)	85.18	Bearish
Williams %R (14)	-14.82	Bearish
CCI (20)	163.0	Bearish

Pivot points (classic, last session)

303.2

312.0

318.6

Pivot

327.4

334.0

342.8

349.4

Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.

Dividends

Paid, last 12 months

4.98 USD

Yield on today's price

1.53%

Frequency

Quarterly

Next ex-dividend date

Not announced

Ex-dividend date	Amount per share
8 Oct 2026	1.3800
9 Jul 2026	1.2000
9 Apr 2026	1.2000
9 Jan 2026	1.2000
9 Oct 2025	1.2000
10 Jul 2025	1.0400
10 Apr 2025	1.0400
10 Jan 2025	1.0400
10 Oct 2024	1.0400
10 Jul 2024	0.9000
9 Apr 2024	0.9000
9 Jan 2024	0.9000