Jpmorgan Chase & Co (JPM)
Financials · Diversified Banks · US stock · S&P 500 component
$339.72
▲ +4.19 (1.25%)
Fair valueOvervalued
$240 −29.4% to fair value
$120fair band $144–$336$360
Day's range
$337.52 – $344.40
52-week range
$275.06 – $364.68
About Jpmorgan Chase & Co
JPMorgan Chase is one of the largest banking groups in the United States, with consumer banking, investment banking, commercial banking and asset and wealth management businesses. It earns net interest income on loans and deposits, fees for advising on deals and underwriting securities, trading revenue, and charges for managing client assets. It also runs a large credit card business, and its results are tied to interest rates and economic conditions.
Across three years the company recorded growth of 12.3% a year. Profitability shows a return on invested capital of 44%. Shareholders receive a dividend, currently yielding 1.8%. The site's X-Ray Score for the company is 52 out of 100.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
Price chart
52-wk range $275.06 – $364.68Volume 8,413,800Daily, split-adjusted
Vitals
Market cap$915.3B
52-week range$275.06 – $364.68
Volume (last day)8,413,800
P/E (TTM)14.3
EBIT / EV yield12.2%
Free-cash-flow yield–
Dividend yield1.8%
Revenue (TTM)$183.1B
Net income (TTM)$65.0B
Operating margin45.8%
Return on capital44.4%
Debt incl. leases$81.9B
Cash & securities$309.8B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$240
Overvalued
−29.4% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is High, so the safety margin is 40%.
Price $340
Undervalued < $144Fair $144 – $336Overvalued > $336
Excess-return (bank)
$188
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Average business, priced high
Our models put fair value below today's price, so a lot of good news may already be in the price. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Financials peers. Open a lens to see the numbers behind it.
Valuation
Weak
49/100
Expensive against its sector on earnings and cash flow.
See the numbers →
EBIT / EV yield12.2%
Fair value vs price0.7×
Growth
Weak
50/100
Growing slower than most of its sector.
See the numbers →
Revenue growth (3y)12.3%
EPS growth (3y)18.3%
Growth consistency80%
Profitability
Fair
54/100
Returns on capital are typical for its sector.
See the numbers →
Return on invested capital44.4%
Operating margin45.8%
Financial health
Weak
48/100
Balance sheet is more stretched than most peers.
See the numbers →
Piotroski F-Score2 / 9
Net debt / EBITDA-2.4×
Interest coverNo interest cost
Dividends
Fair
58/100
Dividend is typical for its sector.
See the numbers →
Dividend yield1.8%
Dividend growth7.0%
Quarterly results: last 6 quarters
+23.4%
Mar '25
+30.8%
Jun '25
+40.2%
Sep '25
+2.4%
Dec '25
+39.1%
Mar '26
+34.0%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $1.2B, diluted EPS $7.70.
Compare with peers
USB Us Bancorp De60 BAC Bank Of America Corp48 PNC Pnc Financial Services...45 WFC Wells Fargo & Company44Other Diversified Banks companies by X-Ray Score.
Fundamentals checklist
● 7 Good · ● 0 Average · ● 4 BadCash quality
Earnings backed by cashBad
Risk models
Piotroski F-ScoreBad
Growth
EPS growth (3y)Good
Revenue growth (3y)Good
Growth consistencyBad
Balance sheet
Net debt / EBITDAGood
Interest coverGood
Valuation
Fair value vs priceBad
EBIT / EV yieldGood
Profitability
Return on invested capitalGood
Operating marginGood
Each check is graded against the company's sector, not a fixed number. Checklist score 56/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $121.6B | $128.7B | $158.1B | $177.6B | $182.4B |
| Operating income | $65.1B | $72.3B | $142.9B | $75.1B | $72.6B |
| Net income | $48.3B | $37.7B | $49.6B | $58.5B | $57.0B |
| Operating cash flow | $78.1B | $107.1B | $13.0B | −$42.0B | −$147.8B |
| Operating margin | 53.5% | 56.2% | 90.4% | 42.3% | 39.8% |
| Free cash flow | – | – | – | – | – |
| Diluted EPS | $15.36 | $12.09 | $16.23 | $19.75 | $20.02 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bullish
9 bullish · 4 neutral · 3 bearish
Weekly
Bullish
7 bullish · 1 neutral · 4 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
| SMA 10 | 333.2 | Bullish |
| EMA 10 | 334.9 | Bullish |
| SMA 20 | 334.7 | Bullish |
| EMA 20 | 336.6 | Bullish |
| SMA 50 | 346.7 | Bearish |
| EMA 50 | 340.3 | Bearish |
| SMA 100 | 338.1 | Bullish |
| EMA 100 | 335.7 | Bullish |
| SMA 200 | 319.5 | Bullish |
| EMA 200 | 323.1 | Bullish |
Oscillators (daily)
| RSI (14) | 52.35 | Neutral |
| MACD (12, 26) | -3.01 | Bearish |
| Momentum (12) | 3.20 | Bullish |
| Stochastic %K (14) | 76.77 | Neutral |
| Williams %R (14) | -23.23 | Neutral |
| CCI (20) | 97.49 | Neutral |
Pivot points (classic, last session)
S3 329.8 | S2 333.7 | S1 336.7 | Pivot 340.5 | R1 343.6 | R2 347.4 | R3 350.5 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
6.15 USD
Yield on today's price
1.81%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 6 Oct 2026 | 1.6500 |
| 6 Jul 2026 | 1.5000 |
| 6 Apr 2026 | 1.5000 |
| 6 Jan 2026 | 1.5000 |
| 6 Oct 2025 | 1.5000 |
| 3 Jul 2025 | 1.4000 |
| 4 Apr 2025 | 1.4000 |
| 6 Jan 2025 | 1.2500 |
| 4 Oct 2024 | 1.2500 |
| 5 Jul 2024 | 1.1500 |
| 4 Apr 2024 | 1.1500 |
| 4 Jan 2024 | 1.0500 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
JPM SEC filings
13 Oct 2026
8-KSEC EDGAR
Regulation FD disclosure
13 Oct 2026
8-KSEC EDGAR
Results of operations
6 Aug 2026
10-QSEC EDGAR
Quarterly report
23 Jul 2026
8-KSEC EDGAR
Other events
23 Jul 2026
8-KSEC EDGAR
Current report
14 Jul 2026
8-KSEC EDGAR
Regulation FD disclosure
14 Jul 2026
8-KSEC EDGAR
Results of operations
25 Jun 2026
8-KSEC EDGAR
Director or officer change
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.