Nvr Inc (NVR)
Consumer Discretionary · Homebuilding · US stock · S&P 500 component
$5,919.82
▼ -21.01 (0.35%)
Fair valueFair
$8,195 +38.4% to fair value
$4,098fair band $4,917–$11,474$12,293
Day's range
$5,874.89 – $6,117.39
52-week range
$5,501.01 – $8,200.00
About Nvr Inc
NVR is a homebuilder that builds and markets houses and townhomes under the Ryan Homes, NVHomes and Heartland Homes names, and it also runs a mortgage banking business. Its homes are built in the mid-Atlantic, North East, Midwest and Southeast regions of the United States. The company relies on controlling land through purchase options rather than owning large amounts of land outright. Its customers are first-time and move-up households.
NVR earns its revenue mostly from the homes it builds and delivers, with a smaller contribution from mortgage banking. Revenue was $9.5 billion over the last twelve months, and it has changed at -0.6% a year across the last three years, which is almost flat. No dividend is paid. Margin, return and net debt measures are not available on the site for this company. On the site's X-Ray Score it receives 26 out of 100.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
Price chart
52-wk range $5,501.01 – $8,200.00Volume 85,400Daily, split-adjusted
Vitals
Market cap$16.7B
52-week range$5,501.01 – $8,200.00
Volume (last day)85,400
P/E (TTM)15.4
EBIT / EV yield–
Free-cash-flow yield6.3%
Dividend yieldNo dividend
Revenue (TTM)$9.5B
Net income (TTM)$1.1B
Operating margin–
Return on capital–
Debt incl. leasesData missing
Cash & securities$1.2B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$8,195
Fair
+38.4% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is High, so the safety margin is 40%.
Loss-making or insufficient history: no DCF/EPV
Price $5,920
Undervalued < $4,917Fair $4,917 – $11,474Overvalued > $11,474
Peer multiples
$8,195
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Weak business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Consumer Discretionary peers. Open a lens to see the numbers behind it.
Valuation
Weak
50/100
Expensive against its sector on earnings and cash flow.
See the numbers →
Free-cash-flow yield6.3%
Fair value vs price1.4×
Growth
Weak
16/100
Growing slower than most of its sector.
See the numbers →
Revenue growth (3y)-0.6%
EPS growth (3y)-3.9%
Growth consistency50%
Profitability
Weak
10/100
Earns lower returns on its capital than most peers.
See the numbers →
Financial health
n/a
–/100
Not enough data.
See the numbers →
Dividends
None
–/100
Pays no dividend.
See the numbers →
Quarterly results: last 6 quarters
+3.0%
Mar '25
-0.5%
Jun '25
-4.5%
Sep '25
-4.7%
Dec '25
-21.7%
Mar '26
-10.5%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $2.3B, diluted EPS $83.96.
Compare with peers
DHI Horton D R Inc49 LEN Lennar Corp37 PHM Pultegroup Inc31Other Homebuilding companies by X-Ray Score.
Fundamentals checklist
● 0 Good · ● 3 Average · ● 4 BadCash quality
Earnings backed by cashBad
Free-cash-flow yieldAverage
Risk models
Growth
EPS growth (3y)Average
Free-cash-flow growth (3y)Bad
Revenue growth (3y)Bad
Growth consistencyBad
Balance sheet
Valuation
Fair value vs priceAverage
Profitability
Each check is graded against the company's sector, not a fixed number. Checklist score 34/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $9.0B | $10.5B | $9.5B | $10.5B | $10.3B |
| Operating income | – | – | – | – | – |
| Net income | $1.2B | $1.7B | $1.6B | $1.7B | $1.3B |
| Operating cash flow | $1.2B | $1.9B | $1.5B | $1.4B | $1.1B |
| Operating margin | – | – | – | – | – |
| Free cash flow | $1.2B | $1.9B | $1.5B | $1.3B | $1.1B |
| Diluted EPS | $320.48 | $491.82 | $463.31 | $506.69 | $436.55 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bearish
2 bullish · 4 neutral · 10 bearish
Weekly
Strongly bearish
0 bullish · 1 neutral · 11 bearish
Monthly
Strongly bearish
0 bullish · 1 neutral · 7 bearish
Moving averages (daily)
| SMA 10 | 5,899.1 | Bullish |
| EMA 10 | 5,918.0 | Bullish |
| SMA 20 | 6,053.6 | Bearish |
| EMA 20 | 6,006.2 | Bearish |
| SMA 50 | 6,200.5 | Bearish |
| EMA 50 | 6,150.6 | Bearish |
| SMA 100 | 6,303.5 | Bearish |
| EMA 100 | 6,292.7 | Bearish |
| SMA 200 | 6,614.4 | Bearish |
| EMA 200 | 6,566.6 | Bearish |
Oscillators (daily)
| RSI (14) | 43.75 | Neutral |
| MACD (12, 26) | -109.0 | Bearish |
| Momentum (12) | -3.81 | Bearish |
| Stochastic %K (14) | 45.32 | Neutral |
| Williams %R (14) | -54.68 | Neutral |
| CCI (20) | -34.77 | Neutral |
Pivot points (classic, last session)
S3 5,581.5 | S2 5,728.2 | S1 5,824.0 | Pivot 5,970.7 | R1 6,066.5 | R2 6,213.2 | R3 6,309.0 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
NVR SEC filings
5 Aug 2026
10-QSEC EDGAR
Quarterly report
23 Jul 2026
8-KSEC EDGAR
Results of operations
15 May 2026
8-KSEC EDGAR
Director or officer change
8 May 2026
8-KSEC EDGAR
Shareholder vote results
6 May 2026
10-QSEC EDGAR
Quarterly report
22 Apr 2026
8-KSEC EDGAR
Results of operations
17 Mar 2026
DEF 14ASEC EDGAR
Proxy statement
11 Feb 2026
10-KSEC EDGAR
Annual report
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.