Pultegroup Inc (PHM)
Consumer Discretionary · Homebuilding · US stock · S&P 500 component
$113.55
▲ +0.56 (0.50%)
Fair valueFair
$189 +66.1% to fair value
$94fair band $113–$264$283
Day's range
$112.40 – $115.37
52-week range
$107.16 – $143.57
About Pultegroup Inc
Houses across much of the United States are designed, built and marketed by PulteGroup, a homebuilder. Its brands include Pulte Homes, Centex and Del Webb, which serves active adult communities, so its customers range from first-time purchasers to move-up households and retirees. The company acquires and develops land, constructs homes and also runs a mortgage and title business that helps customers finance and close their purchases.
PulteGroup earns its revenue mostly from the homes it builds and delivers, with a smaller contribution from its mortgage and title services. Revenue was $16.4 billion over the last twelve months and has grown at 2.7% a year across the last three years. The dividend yield is 0.9%. Margin, return and net debt measures are not available on the site for this company. On the site's X-Ray Score it receives 31 out of 100.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
Price chart
52-wk range $107.16 – $143.57Volume 2,160,700Daily, split-adjusted
Vitals
Market cap$21.6B
52-week range$107.16 – $143.57
Volume (last day)2,160,700
P/E (TTM)11.6
EBIT / EV yield–
Free-cash-flow yield7.0%
Dividend yield0.9%
Revenue (TTM)$16.4B
Net income (TTM)$1.9B
Operating margin–
Return on capital–
Debt incl. leasesData missing
Cash & securities$1.3B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$189
Fair
+66.1% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is High, so the safety margin is 40%.
Loss-making or insufficient history: no DCF/EPV
Price $114
Undervalued < $113Fair $113 – $264Overvalued > $264
Peer multiples
$189
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Weak business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Consumer Discretionary peers. Open a lens to see the numbers behind it.
Valuation
Fair
64/100
Priced about in line with its sector.
See the numbers →
Free-cash-flow yield7.0%
Fair value vs price1.7×
Growth
Weak
33/100
Growing slower than most of its sector.
See the numbers →
Revenue growth (3y)2.7%
EPS growth (3y)0.3%
Growth consistency40%
Profitability
Weak
8/100
Earns lower returns on its capital than most peers.
See the numbers →
Financial health
Weak
9/100
Balance sheet is more stretched than most peers.
See the numbers →
Piotroski F-Score4 / 9
Dividends
Weak
50/100
Dividend is modest or less certain than peers.
See the numbers →
Dividend yield0.9%
Dividends vs free cash flow13%
Dividend growth7.0%
Quarterly results: last 6 quarters
-1.4%
Mar '25
-4.3%
Jun '25
-1.6%
Sep '25
-6.3%
Dec '25
-12.4%
Mar '26
-9.6%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $4.0B, diluted EPS $2.48.
Compare with peers
DHI Horton D R Inc49 LEN Lennar Corp37 NVR Nvr Inc26Other Homebuilding companies by X-Ray Score.
Fundamentals checklist
● 2 Good · ● 2 Average · ● 4 BadCash quality
Earnings backed by cashBad
Free-cash-flow yieldAverage
Risk models
Piotroski F-ScoreBad
Growth
EPS growth (3y)Average
Free-cash-flow growth (3y)Good
Revenue growth (3y)Bad
Growth consistencyBad
Balance sheet
Valuation
Fair value vs priceGood
Profitability
Each check is graded against the company's sector, not a fixed number. Checklist score 44/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $13.7B | $16.0B | $16.1B | $17.9B | $17.3B |
| Operating income | – | – | – | – | – |
| Net income | $1.9B | $2.6B | $2.6B | $3.1B | $2.2B |
| Operating cash flow | $1.0B | $668M | $2.2B | $1.7B | $1.9B |
| Operating margin | – | – | – | – | – |
| Free cash flow | $931M | $556M | $2.1B | $1.6B | $1.7B |
| Diluted EPS | $7.43 | $11.01 | $11.72 | $14.69 | $11.12 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bearish
2 bullish · 4 neutral · 10 bearish
Weekly
Strongly bearish
1 bullish · 1 neutral · 10 bearish
Monthly
Bearish
2 bullish · 1 neutral · 5 bearish
Moving averages (daily)
| SMA 10 | 112.7 | Bullish |
| EMA 10 | 113.1 | Bullish |
| SMA 20 | 115.5 | Bearish |
| EMA 20 | 115.0 | Bearish |
| SMA 50 | 121.3 | Bearish |
| EMA 50 | 119.1 | Bearish |
| SMA 100 | 123.6 | Bearish |
| EMA 100 | 121.5 | Bearish |
| SMA 200 | 123.9 | Bearish |
| EMA 200 | 122.1 | Bearish |
Oscillators (daily)
| RSI (14) | 43.85 | Neutral |
| MACD (12, 26) | -2.62 | Bearish |
| Momentum (12) | -2.16 | Bearish |
| Stochastic %K (14) | 51.16 | Neutral |
| Williams %R (14) | -48.84 | Neutral |
| CCI (20) | -38.72 | Neutral |
Pivot points (classic, last session)
S3 109.2 | S2 110.8 | S1 112.2 | Pivot 113.8 | R1 115.1 | R2 116.7 | R3 118.1 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
1.04 USD
Yield on today's price
0.92%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 15 Sep 2026 | 0.2600 |
| 16 Jun 2026 | 0.2600 |
| 17 Mar 2026 | 0.2600 |
| 16 Dec 2025 | 0.2600 |
| 16 Sep 2025 | 0.2200 |
| 17 Jun 2025 | 0.2200 |
| 18 Mar 2025 | 0.2200 |
| 17 Dec 2024 | 0.2200 |
| 17 Sep 2024 | 0.2000 |
| 18 Jun 2024 | 0.2000 |
| 14 Mar 2024 | 0.2000 |
| 18 Dec 2023 | 0.2000 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
PHM SEC filings
12 Aug 2026
8-KSEC EDGAR
Entered a material agreement
22 Jul 2026
10-QSEC EDGAR
Quarterly report
22 Jul 2026
8-KSEC EDGAR
Results of operations
1 May 2026
8-KSEC EDGAR
Shareholder vote results
23 Apr 2026
10-QSEC EDGAR
Quarterly report
23 Apr 2026
8-KSEC EDGAR
Results of operations; Other events
13 Mar 2026
DEF 14ASEC EDGAR
Proxy statement
20 Feb 2026
8-KSEC EDGAR
Entered a material agreement
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.