State Street Corp (STT)
Financials · Asset Management & Custody Banks · US stock · S&P 500 component
$165.72
▼ -1.88 (1.12%)
Fair valueFair
$137 −17.2% to fair value
$69fair band $82–$192$206
Day's range
$163.03 – $170.14
52-week range
$102.22 – $194.90
About State Street Corp
State Street provides custody, fund administration and investment services to institutional clients such as pension funds, asset managers and insurers. It also manages assets through its investment arm, which includes a large exchange traded fund business. The company earns fees for servicing and managing client assets, along with net interest income and foreign exchange and trading revenue, so its results move with market levels and client activity.
Over the latest twelve months the company reported revenue of $15.1 billion, with growth of 4.7% a year across three years. It reports an operating margin of 29.1%, with return on invested capital of 14%. A dividend is paid, with a yield of 2.1%. Overall, it receives an X-Ray Score of 52 out of 100. Taken together, these numbers give a factual snapshot of the business.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
Price chart
52-wk range $102.22 – $194.90Volume 3,567,600Daily, split-adjusted
Vitals
Market cap$46.6B
52-week range$102.22 – $194.90
Volume (last day)3,567,600
P/E (TTM)13.7
EBIT / EV yield10.4%
Free-cash-flow yield4.3%
Dividend yield2.1%
Revenue (TTM)$15.1B
Net income (TTM)$3.5B
Operating margin29.1%
Return on capital14.4%
Debt incl. leasesData missing
Cash & securities$4.3B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$137
Fair
−17.2% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is High, so the safety margin is 40%.
Price $166
Undervalued < $82Fair $82 – $192Overvalued > $192
Excess-return (bank)
$112
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Average business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Financials peers. Open a lens to see the numbers behind it.
Valuation
Weak
40/100
Expensive against its sector on earnings and cash flow.
See the numbers →
EBIT / EV yield10.4%
Free-cash-flow yield4.3%
Fair value vs price0.8×
Growth
Weak
44/100
Growing slower than most of its sector.
See the numbers →
Revenue growth (3y)4.7%
EPS growth (3y)9.3%
Growth consistency100%
Profitability
Weak
41/100
Earns lower returns on its capital than most peers.
See the numbers →
Return on invested capital14.4%
Operating margin29.1%
Financial health
Strong
85/100
Balance sheet looks strong: debt is well covered.
See the numbers →
Piotroski F-Score9 / 9
Interest coverNo interest cost
Dividends
Weak
42/100
Dividend is modest or less certain than peers.
See the numbers →
Dividend yield2.1%
Dividends vs free cash flow48%
Dividend growth4.8%
Quarterly results: last 6 quarters
+4.7%
Mar '25
+8.1%
Jun '25
+8.8%
Sep '25
+7.5%
Dec '25
+15.6%
Mar '26
+17.4%
Jun '26
Revenue against the same quarter a year earlier. Latest quarter revenue $4.0B, diluted EPS $3.65.
Compare with peers
AMP Ameriprise Financial I...60 APO Apollo Global Manageme...51 BX Blackstone Inc.49 TROW Price T Rowe Group Inc45Other Asset Management & Custody Banks companies by X-Ray Score.
Fundamentals checklist
● 3 Good · ● 5 Average · ● 4 BadCash quality
Earnings backed by cashBad
Free-cash-flow yieldBad
Risk models
Piotroski F-ScoreGood
Growth
EPS growth (3y)Average
Free-cash-flow growth (3y)Bad
Revenue growth (3y)Bad
Growth consistencyGood
Balance sheet
Interest coverGood
Valuation
Fair value vs priceAverage
EBIT / EV yieldAverage
Profitability
Return on invested capitalAverage
Operating marginAverage
Each check is graded against the company's sector, not a fixed number. Checklist score 51/100.
Financials
| FY21 | FY22 | FY23 | FY24 | FY25 | |
|---|---|---|---|---|---|
| Revenue | $12.0B | $12.1B | $11.9B | $13.0B | $13.9B |
| Operating income | $3.2B | $4.9B | $8.7B | $3.4B | $3.7B |
| Net income | $2.7B | $2.8B | $1.9B | $2.7B | $2.9B |
| Operating cash flow | −$6.7B | $12.0B | $690M | −$13.2B | $11.9B |
| Operating margin | 26.4% | 40.1% | 73.1% | 26.1% | 26.8% |
| Free cash flow | −$7.5B | $11.2B | −$126M | −$14.1B | $10.8B |
| Diluted EPS | $7.19 | $7.19 | $5.58 | $8.21 | $9.40 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bearish
4 bullish · 2 neutral · 10 bearish
Weekly
Neutral
6 bullish · 1 neutral · 5 bearish
Monthly
Strongly bullish
7 bullish · 1 neutral · 0 bearish
Moving averages (daily)
| SMA 10 | 172.6 | Bearish |
| EMA 10 | 171.6 | Bearish |
| SMA 20 | 175.4 | Bearish |
| EMA 20 | 175.1 | Bearish |
| SMA 50 | 183.2 | Bearish |
| EMA 50 | 178.5 | Bearish |
| SMA 100 | 177.8 | Bearish |
| EMA 100 | 173.6 | Bearish |
| SMA 200 | 155.6 | Bullish |
| EMA 200 | 159.3 | Bullish |
Oscillators (daily)
| RSI (14) | 24.56 | Bullish |
| MACD (12, 26) | -4.12 | Bearish |
| Momentum (12) | -4.58 | Bearish |
| Stochastic %K (14) | 40.62 | Neutral |
| Williams %R (14) | -59.38 | Neutral |
| CCI (20) | -166.6 | Bullish |
Pivot points (classic, last session)
S3 155.3 | S2 159.2 | S1 162.5 | Pivot 166.3 | R1 169.6 | R2 173.4 | R3 176.7 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
3.44 USD
Yield on today's price
2.08%
Frequency
Quarterly
Next ex-dividend date
Not announced
| Ex-dividend date | Amount per share |
|---|---|
| 1 Oct 2026 | 0.9200 |
| 1 Jul 2026 | 0.8400 |
| 1 Apr 2026 | 0.8400 |
| 2 Jan 2026 | 0.8400 |
| 1 Oct 2025 | 0.8400 |
| 1 Jul 2025 | 0.7600 |
| 1 Apr 2025 | 0.7600 |
| 2 Jan 2025 | 0.7600 |
| 1 Oct 2024 | 0.7600 |
| 1 Jul 2024 | 0.6900 |
| 28 Mar 2024 | 0.6900 |
| 29 Dec 2023 | 0.6900 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
STT SEC filings
15 Oct 2026
424B5SEC EDGAR
424B5
14 Oct 2026
8-KSEC EDGAR
Results of operations; Director or officer change
14 Sep 2026
8-KSEC EDGAR
Director or officer change
12 Aug 2026
8-KSEC EDGAR
Other events
7 Aug 2026
8-KSEC EDGAR
Other events
5 Aug 2026
424B5SEC EDGAR
424B5
30 Jul 2026
10-QSEC EDGAR
Quarterly report
23 Jul 2026
8-KSEC EDGAR
Other events
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.