Industrials · Research & Consulting Services · US stock · price as of 16 Oct 2026
Key indicators
Price
$190.90
52-week range
$155.10 – $239.69
Market cap
$25.8B
P/E (trailing)
29.1×
EV / EBITDA
18.3×
Free-cash-flow yield
4.4%
Dividend yield
1.0%
Revenue (last 12 months)
$3.1B
Revenue growth (3y a year)
7.2%
Operating margin
44.0%
Return on invested capital
37.7%
Net debt / EBITDA
2.4×
Fair value
Blended fair value$177.95 range $166 – $192
Versus priceFair−7% to fair value
Peer multiples
$190.86
Fundamentals-adjusted multiple
$152.01
10-year DCF (market-scaled)
$190.97
Earnings power value (floor, not blended)
$65.63
Model uncertainty
Medium
X-Ray Score
59/ 100 · High confidence · ahead of 78% of sector peers
Valuation52
Growth60
Profitability78
Financial health44
Dividends60
Five-year price chart navy: price · brown: 200-day average · blue band: fair value range
Executive summary
Verisk Analytics provides data, analytics and software to insurers and other businesses, mainly in property and casualty insurance. Its products help customers assess risk, price policies, detect fraud and estimate losses after claims. The company earns money from subscriptions and multi-year contracts for its data platforms and tools, which tend to be recurring. It also serves energy and financial services customers with specialised research.
The company reported twelve-month revenue of $3.1 billion, which expanded at 7.2% a year across the last three years. It earned an operating margin of 44.0%, and it generated a return on invested capital of 38%. Leverage, measured as net debt to EBITDA, is 2.4 times. The dividend yield is 1.0%.
StocksXray gives Verisk Analytics, Inc. an X-Ray Score of 59 out of 100 (high confidence), ahead of 78% of the S&P 500 stocks in its sector. Its strongest lens is profitability (78) and its weakest is financial health (44).
Our fair value blend is $177.95 (range $166.01 to $191.91). At $190.90 the stock trades 7% above that blend, so the label is "Fair" with medium model uncertainty. Fair value is a range, not a price target.
XStocksXray
Verisk Analytics, Inc. (VRSK)
Valuation history multiples at each fiscal year-end price; the last column uses today's price and the last twelve months
FY2021
FY2022
FY2023
FY2024
FY2025
Now
Price
$221.12
$171.74
$233.97
$271.41
$221.92
$190.90
Market cap
$36.1B
$27.3B
$34.5B
$38.8B
$31.1B
$25.8B
P/E
54.2×
28.6×
56.1×
40.4×
34.2×
29.1×
EV / revenue
16.0×
12.4×
13.8×
14.4×
11.0×
9.6×
EV / EBITDA
35.2×
19.3×
27.7×
27.9×
21.0×
18.3×
Price / free cash flow
40.7×
34.8×
41.5×
42.1×
26.1×
22.9×
Free-cash-flow yield
2.5%
2.9%
2.4%
2.4%
3.8%
4.4%
Price / book
12.8×
15.6×
111.2×
387.3×
100.6×
–
Dividend yield
–
–
–
–
–
1.02%
Fundamentals checklist ● 6 Good · ● 7 Average · ● 3 Bad · each check graded against the sector
Cash quality
Earnings backed by cash−10.3%Good
Free-cash-flow yield4.4%Average
Risk models
Altman Z score7.5×Good
Piotroski F-Score6 of 9Average
Growth
EPS growth (3y)2.6%Average
Free-cash-flow growth (3y)15.0%Average
Revenue growth (3y)7.2%Average
Growth consistency100%Good
Balance sheet
Current ratio1.0×Bad
Net debt / EBITDA2.4×Bad
Interest cover7.7×Bad
Valuation
Fair value vs price0.9×Average
EBIT / EV yield4.6%Average
Profitability
Return on invested capital37.7%Good
Operating margin44.0%Good
Gross profitability47.2%Good
Red flags
Negative equity — Book equity is negative
XStocksXray
Verisk Analytics, Inc. (VRSK)
Financials US$ millions, from SEC filings; last column is the last twelve months
Income statement
FY21
FY22
FY23
FY24
FY25
LTM
Revenue
2,463
2,497
2,681
2,882
3,073
3,102
Gross profit
1,609
1,672
1,805
1,981
2,147
2,171
Operating income
911
1,407
1,132
1,254
1,344
1,366
Net income
666
954
615
958
908
910
Diluted EPS ($)
4.08
6.00
4.17
6.71
6.48
6.55
Free cash flow
887
784
831
920
1,192
1,127
Gross margin
65.3%
67.0%
67.3%
68.7%
69.9%
70.0%
Operating margin
37.0%
56.3%
42.2%
43.5%
43.7%
44.0%
Net margin
27.1%
38.2%
22.9%
33.3%
29.6%
29.3%
Balance sheet
FY21
FY22
FY23
FY24
FY25
LTM
Total assets
7,808
6,961
4,366
4,265
6,196
4,598
Cash
112
113
303
291
2,178
525
Total debt
3,314
3,736
2,867
3,061
4,737
4,476
Equity
2,817
1,749
310
100
309
-1,168
Dividend per share ($)
–
–
–
–
–
1.85
Revenue and net income US$ billions: navy revenue, teal net income
Every number comes from SEC filings, end-of-day prices and the StocksXray models described on the methodology page. The X-Ray Score ranks each metric against the company's own sector. Fair value blends three models and carries a typical error of about 40%, so treat it as a range. Analyst ratings, price targets and earnings-call summaries are not part of this report. Educational research, not financial advice; read the disclaimer.