Lowes Companies Inc (LOW)
Consumer Discretionary · Home Improvement Retail · US stock · S&P 500 component
$197.38
▲ +1.66 (0.85%)
Fair valueFair
$250 +26.7% to fair value
$125fair band $175–$325$375
Day's range
$195.97 – $199.95
52-week range
$178.45 – $289.87
Red flags⚠ Negative equity
About Lowes Companies Inc
Home improvement is the business of Lowe's, which supplies products and services for maintenance, repair, remodelling and decorating. Its stores and website carry appliances, tools, paint, flooring, lumber, building materials, garden supplies and home decor, and offer installation services. Customers are mainly homeowners doing projects themselves or hiring others, along with professional contractors and tradespeople. The company runs a large store network across the United States and also serves customers online.
Revenue comes from merchandise and installation services purchased by households and contractors. Sales were $90.4 billion over the last twelve months, with growth of -3.8% a year over the last three years, meaning sales have declined. The operating margin is 11.4%, and the business earns a profit of 29% on the capital invested in it. Net debt is 2.7 times EBITDA. It pays a dividend with a yield of 2.5%. On the site's X-Ray Score it receives 49 out of 100.
Written with AI from public information and the filing figures on this page, then checked automatically for unsupported numbers. It can contain mistakes: read the company's own filings below before relying on it.
Price chart
52-wk range $178.45 – $289.87Volume 3,708,600Daily, split-adjusted
Vitals
Market cap$110.5B
52-week range$178.45 – $289.87
Volume (last day)3,708,600
P/E (TTM)16.6
EBIT / EV yield7.1%
Free-cash-flow yield6.3%
Dividend yield2.5%
Revenue (TTM)$90.4B
Net income (TTM)$6.6B
Operating margin11.4%
Return on capital29.2%
Debt incl. leases$37.6B
Cash & securities$3.4B
Debt = borrowings plus lease liabilities. Cash & securities = cash, equivalents and short-term marketable securities (long-term securities are not counted, so net cash can be understated for companies like Apple). Net debt = debt minus cash & securities. Source: latest SEC 10-Q/10-K. EBIT / EV yield = operating profit divided by market cap plus net debt.
Fair value estimate
$250model spread $241 – $259
Fair
+26.7% to fair value
Equal blend of three models: peer multiples, a fundamentals-adjusted multiple (growth, ROIC and margin) and a 10-year DCF scaled to the market's average. Earnings-power value (no growth) is a floor and not part of the blend. Model uncertainty is Medium, so the safety margin is 30%.
Price $197
Undervalued < $175Fair $175 – $325Overvalued > $325
10-year DCF (market-scaled)
$152
Peer multiples
$256
Earnings power floor (not blended)
$83
Fundamentals-adjusted multiple
$343
Growth the price implies
10.8%/yr
A model estimate, not a price target or recommendation. Inputs: risk-free 5.09%, equity risk premium 4.23% (Damodaran). How it works.
What this means
Average business, fairly priced
The price sits inside our fair-value band. A high score does not guarantee a good outcome; it shifts the odds a little. Use the checklist as a prompt for your own research.
Before you invest · decision checklist
Ticked boxes are filled in from our data; the rest are yours to answer.
The five-lens scan
Every score explained in one sentence, ranked against Consumer Discretionary peers. Open a lens to see the numbers behind it.
Valuation
Fair
61/100
Priced about in line with its sector.
See the numbers →
EBIT / EV yield7.1%
Free-cash-flow yield6.3%
Fair value vs price1.3×
Growth
Weak
27/100
Growing slower than most of its sector.
See the numbers →
Revenue growth (3y)-3.8%
EPS growth (3y)5.2%
Growth consistency50%
Profitability
Fair
55/100
Returns on capital are typical for its sector.
See the numbers →
Return on invested capital29.2%
Operating margin11.4%
Gross profitability53.5%
Financial health
Weak
49/100
Balance sheet is more stretched than most peers.
See the numbers →
Piotroski F-Score6 / 9
Net debt / EBITDA2.7×
Interest coverNo interest cost
Dividends
Weak
49/100
Dividend is modest or less certain than peers.
See the numbers →
Dividend yield2.5%
Dividends vs free cash flow39%
Dividend growth3.6%
Quarterly results: last 6 quarters
-2.0%
May '25
+1.6%
Aug '25
+3.2%
Oct '25
+10.9%
Jan '26
+10.3%
May '26
+8.3%
Jul '26
Revenue against the same quarter a year earlier. Latest quarter revenue $26.0B, diluted EPS $4.27.
Fundamentals checklist
● 2 Good · ● 11 Average · ● 3 BadCash quality
Earnings backed by cashAverage
Free-cash-flow yieldAverage
Risk models
Altman Z''Average
Piotroski F-ScoreAverage
Growth
EPS growth (3y)Average
Free-cash-flow growth (3y)Average
Revenue growth (3y)Bad
Growth consistencyBad
Balance sheet
Current ratioAverage
Net debt / EBITDAAverage
Interest coverGood
Valuation
Fair value vs priceAverage
EBIT / EV yieldGood
Profitability
Return on invested capitalAverage
Operating marginBad
Gross profitabilityAverage
Each check is graded against the company's sector, not a fixed number. Checklist score 48/100.
Financials
| FY22 | FY23 | FY24 | FY25 | FY26 | |
|---|---|---|---|---|---|
| Revenue | $96.3B | $97.1B | $86.4B | $83.7B | $86.3B |
| Operating income | $12.1B | $10.2B | $11.6B | $10.5B | $10.2B |
| Net income | $8.4B | $6.4B | $7.7B | $7.0B | $6.7B |
| Operating cash flow | $10.1B | $8.6B | $8.1B | $9.6B | $9.9B |
| Operating margin | 12.6% | 10.5% | 13.4% | 12.5% | 11.8% |
| Free cash flow | $8.3B | $6.8B | $6.2B | $7.7B | $7.7B |
| Diluted EPS | $12.04 | $10.17 | $13.20 | $12.23 | $11.85 |
Fiscal years, from SEC filings.
Technical summary
Daily
Bearish
6 bullish · 1 neutral · 9 bearish
Weekly
Strongly bearish
1 bullish · 1 neutral · 10 bearish
Monthly
Strongly bearish
0 bullish · 1 neutral · 7 bearish
Moving averages (daily)
| SMA 10 | 187.5 | Bullish |
| EMA 10 | 189.9 | Bullish |
| SMA 20 | 187.7 | Bullish |
| EMA 20 | 190.1 | Bullish |
| SMA 50 | 199.8 | Bearish |
| EMA 50 | 196.9 | Bullish |
| SMA 100 | 206.6 | Bearish |
| EMA 100 | 206.2 | Bearish |
| SMA 200 | 227.2 | Bearish |
| EMA 200 | 217.4 | Bearish |
Oscillators (daily)
| RSI (14) | 58.41 | Neutral |
| MACD (12, 26) | -1.78 | Bearish |
| Momentum (12) | 7.10 | Bullish |
| Stochastic %K (14) | 88.05 | Bearish |
| Williams %R (14) | -11.95 | Bearish |
| CCI (20) | 180.6 | Bearish |
Pivot points (classic, last session)
S3 191.6 | S2 193.8 | S1 195.6 | Pivot 197.8 | R1 199.6 | R2 201.7 | R3 203.5 |
Signals describe what the chart is doing, not what to do. Moving averages: price above the average is bullish. Oscillators use the usual thresholds (RSI 30/70, Stochastic 20/80, CCI ±100, Williams %R −80/−20; MACD and momentum above zero are bullish). Weekly and monthly views use closing prices only.
Dividends
Paid, last 12 months
4.85 USD
Yield on today's price
2.46%
Frequency
Quarterly
Next ex-dividend date
21 Oct 2026
| Ex-dividend date | Amount per share |
|---|---|
| 21 Oct 2026 (upcoming) | 1.2500 |
| 22 Jul 2026 | 1.2500 |
| 22 Apr 2026 | 1.2000 |
| 21 Jan 2026 | 1.2000 |
| 22 Oct 2025 | 1.2000 |
| 23 Jul 2025 | 1.2000 |
| 23 Apr 2025 | 1.1500 |
| 22 Jan 2025 | 1.1500 |
| 23 Oct 2024 | 1.1500 |
| 24 Jul 2024 | 1.1500 |
| 23 Apr 2024 | 1.1000 |
| 23 Jan 2024 | 1.1000 |
Ex-dividend dates and amounts from EODHD. Shown as declared, before tax.
LOW SEC filings
2 Sep 2026
8-KSEC EDGAR
Director or officer change
27 Aug 2026
10-QSEC EDGAR
Quarterly report
19 Aug 2026
8-KSEC EDGAR
Results of operations
2 Jun 2026
8-KSEC EDGAR
Shareholder vote results
28 May 2026
10-QSEC EDGAR
Quarterly report
20 May 2026
8-KSEC EDGAR
Results of operations
16 Apr 2026
DEF 14ASEC EDGAR
Proxy statement
23 Mar 2026
10-KSEC EDGAR
Annual report
Where the numbers come from
Statements SEC EDGAR filings (10-K, 10-Q), quarters derived from year-to-date figures.
Prices end-of-day closes, split-adjusted.
Industry inputs beta, multiples and equity risk premium from Damodaran Online (NYU Stern).
StocksXray is for education only and is not financial advice. Scores and fair values are model estimates from public filings and carry uncertainty.